(1) (2) VARIABLES Naive Regression Full Regression urban 10,705*** 7,828*** (47.63) (43.24) female -25,102*** (48.87) age 478.3*** (1.338) Less_HS 611.4*** (130.2) HS 12,922*** (128.7) Some_college 21,008*** (131.8) BA 46,554*** (145.0) Grad 74,768*** (183.9) race_black -9,498*** (52.04) race_native_american -7,071*** (139.0) race_chinese -3,377*** (252.6) race_japanese -928.9* (529.0) race_other_asian_pac_isl -3,537*** (135.2) occ -0.769*** (0.00825) ind 1.804*** (0.00695) Constant 34,916*** -550.7*** (33.66) (146.6) Observations 6,711,115 6,711,115 R-squared 0.006 0.200 Robust standard errors in parentheses *** p<0.01, ** p<0.05, * p<0.1